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What is a quick loan?

A quick loan is a personal loan with a fast approval and funding process. Personal loans are generally unsecured, which means they don't require collateral that takes time to appraise. Instead, lenders consider your credit, income and debt when determining if you qualify and at what rate.

What is a fast personal loan?

A fast personal loan is one where you can receive funding quickly; with some lenders, it can be as soon as the same day. That quick turnaround includes the entire process, including applying, receiving a decision and then receiving the funds in your bank account. Lightstream is one lender that advertises same-day turnaround times, for some loans.

How do I get a loan fast?

To get a loan quickly, look for lenders that advertise “instant” or “same-day” funding. Certain factors, like what time of day you apply, whether you’re applying on a business day and when your bank accepts the funds into your account, may affect when you actually receive the cash.

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